Finmato
Finmato
The World's Simplest Finance Tools

Smart Financial Tools.
Zero Signup Required.

Make informed decisions with instant calculations for budgets, loans, taxes, and retirement. All data stays private on your device.

No account needed
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Your Privacy Matters

Finmato calculators run entirely in your browser. We don't collect, store, or transmit your financial information. No account required, no data tracking, no hidden fees.

Privacy-First

Your numbers stay on your device. All calculations happen locally in your browser — nothing is sent to our servers.

Educational Tool

Our calculators use standard financial formulas for educational purposes. Results are not financial advice. Consult a professional for personalized guidance.

Instant & Free

Get results immediately without creating an account. No paywalls, no premium tiers, no credit card required.

Explore Categories

Built for Every Financial Need

From daily budgeting to long-term retirement planning, our tools are designed to be powerful yet simple.

Budget & Savings

Plan your finances with budget calculators, emergency fund planners, and savings goal trackers.

Loans & Mortgages

Calculate monthly payments, total interest, and payoff schedules for mortgages, auto loans, and personal loans.

Tax Calculators

Estimate income tax, capital gains, and tax refunds using current tax brackets and deductions.

Salary & Income

Convert hourly wages to annual salary, calculate take-home pay, and compare job offers.

Retirement Planning

Project retirement savings, estimate 401(k) growth, and calculate compound interest over time.

Other Financial Tools

Student loan calculators, credit card payoff planners, investment return estimators, and more.

Try a Quick Calculation

Get instant estimates without leaving the page.

Quick Mortgage

$300,000
Estimate
$/mo
View Full Tool

Yearly Salary

$45
Estimate
$/yr
View Full Tool

10yr Savings

$800
Estimate
$total
View Full Tool

Emergency Fund

$5,000
Estimate
$6mo
View Full Tool

Start Planning Your Financial Future

Choose from 30+ free calculators to make informed decisions about budgets, loans, retirement, and more.

Tools for Every Stage of Life

We've connected our financial calculators with handy daily utilities. Find the perfect toolkit for your current goal.

Homeowner & DIY

From buying your dream home to renovating it. We have the math covered.

Student & Academic

Plan your loans, track your grades, and solve complex math problems.

Freelancer & Dev

Tools for your income, taxes, and daily coding tasks.

Health & Wealth

Balance your physical health with your financial wellbeing.

Simple, Fast, Private

1

Choose Your Calculator

Browse by category or use the search bar to find the right tool for your needs.

2

Enter Your Information

Fill in simple, guided inputs. Hover over any term for a quick explanation.

3

Get Instant Results

See your calculation immediately with a clear breakdown of how the numbers work.

4

Adjust & Explore

Change values to compare scenarios. Print or save results for your records.

Why Use Finmato?

Always Free

No hidden fees, no premium features, no paywalls. Every calculator is completely free to use.

No Data Collection

We don't ask for personal information. Your financial data never leaves your device.

No Signup Required

Start calculating immediately. No registration, no email verification, no waiting.

Educational Focus

Learn while you calculate with clear explanations of formulas and financial concepts.

Trusted by Thousands of Users

See why people choose Finmato for their daily financial calculations.

"The mortgage calculator helped me understand exactly how much home I could afford. No signup needed, just clear answers."

S

Sarah M.

Home Buyer

"Calculating my tax liability used to be a headache. Finmato's simple tools made it effortless and private."

J

James T.

Freelancer

"I love that my data stays in my browser. I can play with numbers for my 401k without worrying about privacy."

E

Elena R.

Retirement Planner

Learn Smart Money Management

Read our educational guides on budgeting, saving, investing, and financial planning.

Frequently Asked Questions

Quick answers to common questions about Finmato

Yes! All calculators are completely free to use. No hidden fees, no premium features, no credit card required.

No. All calculations happen locally in your browser. We never collect, store, or transmit your financial information to our servers.

We use standard financial formulas, but results are estimates for educational purposes only. Always verify with licensed professionals before making financial decisions.

No account required! All calculators work immediately without registration or email verification.

Important Disclaimer

Finmato provides educational financial calculators using standard formulas. Results are estimates for informational purposes only and should not be considered financial, tax, or legal advice. Actual results may vary based on individual circumstances, current rates, and applicable laws. Always consult with a qualified financial advisor, tax professional, or attorney before making important financial decisions.

Ready to Get Started?

Explore our collection of free financial calculators and take control of your financial planning today.